First and foremost, if anyone is injured, provide immediate first aid assistance and call for emergency services.
Exchange your name, address, telephone number and insurance information with the driver of the other car(s) involved in the accident.
Write down the following information:
Promptly report the accident to the nearest police station and complete any necessary incident reports.
Cooperate fully with the police, but do not make any admissions about your responsibility in the accident. (Do not admit that it was your fault, even if it was!)
Report the claim to your insurance agent immediately
Do not sign any statements for anyone other than an authorized representative of your insurance company or agency ? be sure to request identification.
In the event of a property loss, such as a structure fire or natural disaster, here are some tips on what should be done: